How to Buy a Smartphone on EMI without Debit or Credit card.

Updated: Aug 22, 2020

In this blog, I am going to explain to you how you can buy a mobile or anything online without a Debit or Credit Card and without any additional charges.

Many of you might not have enough savings to buy a smartphone in a single payment. So you might be wondering if you can be able to purchase it with a Credit card, most of them don't have a credit card or they don't have enough amount to purchase with a debit card on EMI.

So I will explain to you the steps which you can follow and can get mobile on EMI without any Debit card or Credit Card. Zero down payment, no cost emi, EMI without credit card. EMI without loan

You need to have an Aadhar card and a PAN card it's enough for you to get anything on EMI.

Follow the steps below :

  1. You need to have a Flipkart account or you can create a new account.

  2. Login to your Flipkart account > go to the My Account section as shown below.

  3. Click on Flipkart Pay Later option.

>Click Below to go to Flipkart Pay later


  1. Then enter your Aadhar Card and PAN details and then confirm it. You will be asked to enter the OTP that you have received from Aadhar.

  2. Enter the enter and verify your account.

  3. Flipkart will verify all the details, it is going to take only a few minutes of time.

  4. Flipkart will provide the amount you are eligible for.

  5. Now select any mobile and go to the payment page, select Flipkart Pay Later option, and confirm with the OTP you have received.

  6. Now from the Next month, you need to pay the monthly EMI for that smartphone that you have purchased.

  7. Click below for Best Mobiles suggestions

Check out below links:


>Best Smartphones under 10,000


> Best Smartphones under 15,000


>Best Smartphones under 30,000



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